Fleet Overview
Total Cost of RiskLast 12 months · premium is only part of it
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78
/ 100
Fleet Safety Score
Based on 142,847 km driven YTD · Speeding and harsh braking events pulling score down
Score range: 0–100 · JobPerfect's own safety composite, not an insurer's scoring formula
Score range: 0–100 · JobPerfect's own safety composite, not an insurer's scoring formula
Telematics Discount EstimateMost insurer telematics-discount programs score on two factors only
~6%
Estimated renewal discount, based only on speed events measured against the posted speed limit (not a flat km/h threshold) and % of trips driven at night (after 22:00) — improving both factors could unlock a higher tier.
Total KM (YTD)
142,847
Across 18 vehicles
Speeding Events
23
11 on Hwy 401 corridor
Harsh Braking
38
↑ 12% from last month
Idle Hours (mo.)
847
4.7 hrs/vehicle avg
Behaviour BreakdownRolling 30 days
AI Coaching AnalysisClaude AI
Ridgeway's fleet safety score is 78/100, but the telematics discount most insurers actually price is narrower — it's estimated separately above at ~6%, based only on posted-limit speeding and night driving. Cutting the 14 over-limit events and trimming night trips toward the 8% benchmark is the fastest path to a higher discount tier — worth approximately $4,200–$7,000/yr depending on premium.
The two biggest drags are speeding on the Hwy 401 corridor (23 events, concentrated between Mississauga and Oakville) and harsh braking in the City of Toronto (downtown routes account for 28 of 38 harsh brake events). These are route-specific patterns, not fleet-wide culture issues — which means a targeted intervention will move the score faster than a general coaching program.
Recommended actions:
1. Set a 105 km/h soft alert in Geotab for the 401/QEW zones — auto-notify driver before it becomes a hard event.
2. Brief the 3 drivers running downtown Toronto routes on following distance — the harsh braking is reactive, not aggressive.
3. Idle policy: cap idle to 5 minutes when stationary. Current 847 hrs/mo is above industry norm for this fleet size.
The two biggest drags are speeding on the Hwy 401 corridor (23 events, concentrated between Mississauga and Oakville) and harsh braking in the City of Toronto (downtown routes account for 28 of 38 harsh brake events). These are route-specific patterns, not fleet-wide culture issues — which means a targeted intervention will move the score faster than a general coaching program.
Recommended actions:
1. Set a 105 km/h soft alert in Geotab for the 401/QEW zones — auto-notify driver before it becomes a hard event.
2. Brief the 3 drivers running downtown Toronto routes on following distance — the harsh braking is reactive, not aggressive.
3. Idle policy: cap idle to 5 minutes when stationary. Current 847 hrs/mo is above industry norm for this fleet size.
Cost of Risk
What makes up the costActual figures vs estimates
Claims LeakageClaim cost better handling could have avoided
Claims
| Claim | Driver | Incident | Reported | Type | Fault | Evidence | Incurred | Retained | Leakage | |
|---|---|---|---|---|---|---|---|---|---|---|
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Inputs and AssumptionsEdit to match the fleet's real policy
Driver Scores
Top Performers (85+)
–
No coaching required
Needs Attention (70–84)
–
Targeted coaching recommended
Action Required (<70)
–
Intervention needed
Driver Ranking — All DriversSorted by score · MVR-confirmed drivers show an adjusted score
| # | Driver | Vehicle | Score | Speed Events | Harsh Brake | Night % | Status |
|---|---|---|---|---|---|---|---|
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Risk Map
High-Risk Zones
2
Hwy 401, Downtown Toronto
Moderate-Risk Zones
3
QEW, Hwy 400, Brampton
Clean Corridors
5
No significant events
Live OpenStreetMap · Click any marker or hotspot for details · In production, event coordinates stream from the Geotab SDK in real time.
Visual
Behavior: Speeding% of driving time over threshold, rolling 30 days
6.8
> Posted Limit + 8 km/h, % time
Scale 0–10 · green < 3 · amber 3–7 · red > 7 · sourced from Geotab's posted-road-speed exception rules
Fleet Safety Score TrendMonthly, composite score
Night Driving Trend% of trips after 22:00 · benchmark 8%
Driver Regulatory RecordsLoading…
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FleetPerfect 360 Report
Top 3 ActionsFull detail in section 5 below
1. Fleet Trend Analysis
Geotab · 30-day rolling
Total KM (YTD)
142,847
↑ 8% vs prior year
Peak Risk Window
07–09h
AM rush · 34% of speed events
Night Driving (22:00+)
12%
Of all trips — above 8% benchmark
Clean Trips
84%
Zero events recorded
2. Behavioural Scoring Breakdown
Score: 78 / 100 · Amber
| Behaviour Category | Score | Events (30d) | Benchmark | Status |
|---|---|---|---|---|
| Speed management | 82% | 23 events | ≤ 10/month | Below target |
| Smooth braking | 74% | 38 events | ≤ 15/month | Significant gap |
| Smooth acceleration | 88% | 14 events | ≤ 20/month | On target |
| Cornering | 91% | 8 events | ≤ 15/month | On target |
| Seat belt compliance | 97% | 2 events | ≤ 5/month | On target |
| Idle management | 71% | 847 hrs | ≤ 600 hrs/mo | Below target |
3. Regulatory Record — CVOR & Safety Status
Ontario MTO · Last checked July 15, 2026
CVOR Status
Satisfactory
Ontario MTO · No conditions
CVOR Safety Rating
12%
Below 35% threshold
Collisions (24 mo.)
1
Minor · No fatalities
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3a. Driver Regulatory Records — MVR / PSP
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4. Telematics Discount Readiness & Premium Forecast
Est. 6% discount at renewal
Most insurer telematics-discount programs price this narrowly — on speed events measured against the posted speed limit (not a flat km/h cutoff) and % of trips driven at night, not the full behaviour score above. That's the basis for the table below.
At 14 over-posted-limit events and 12% night driving this month, Ridgeway sits at the lower end of the mid tier — approximately 6% off renewal premium. Cutting over-limit events below 5/month and night trips below 8% would unlock the top tier before the renewal date.
| Discount Tier | Est. Discount | Requires | Current Status |
|---|---|---|---|
| Top tier | 9–10% | < 5 over-limit events/mo · < 8% night trips | — |
| Mid tier | 6–8% | < 15 over-limit events/mo · < 12% night trips | Current: 14 events · 12% night |
| Entry tier | 3–5% | < 25 over-limit events/mo | — |
| None | 0–2% | Above entry-tier thresholds | — |
5. AI Risk Control RecommendationsClaude AI
Priority 1 — Hwy 401 Speeding (Impact: +4 points)
Configure Geotab speed alerts at 105 km/h on the 401/QEW zones. Auto-notify driver on first event in a shift; escalate to dispatcher on second. This single change eliminates the highest-frequency event category.
Priority 2 — Downtown Harsh Braking (Impact: +3 points)
Dan Horvath (M-03) and Marco Pelletier (M-16) account for 23 of 38 harsh brake events, both on downtown Toronto routes. A one-on-one coaching session focused on following distance in stop-and-go traffic is the fastest path to score improvement. Consider rerouting M-03 off King St W where feasible.
Priority 3 — Idle Management (Impact: +2 points)
Implement a 5-minute idle policy fleet-wide with an in-cab buzzer alert. Current 847 hrs/month is 41% above the 600-hour benchmark. This also reduces fuel cost by an estimated $280–$400/month at current diesel prices.
Configure Geotab speed alerts at 105 km/h on the 401/QEW zones. Auto-notify driver on first event in a shift; escalate to dispatcher on second. This single change eliminates the highest-frequency event category.
Priority 2 — Downtown Harsh Braking (Impact: +3 points)
Dan Horvath (M-03) and Marco Pelletier (M-16) account for 23 of 38 harsh brake events, both on downtown Toronto routes. A one-on-one coaching session focused on following distance in stop-and-go traffic is the fastest path to score improvement. Consider rerouting M-03 off King St W where feasible.
Priority 3 — Idle Management (Impact: +2 points)
Implement a 5-minute idle policy fleet-wide with an in-cab buzzer alert. Current 847 hrs/month is 41% above the 600-hour benchmark. This also reduces fuel cost by an estimated $280–$400/month at current diesel prices.
Integrations
Connected
GeotabConnected
GPS, speed, harsh events, idle time, cornering, seat belt sensor
Vehicles: 18 of 18
Last sync: 4 min ago
Account: Ridgeway Waste Services (demo)
Vehicles: 18 of 18
Last sync: 4 min ago
Account: Ridgeway Waste Services (demo)
USDOT / FMCSALoading…
Company safety rating, BASIC scores, out-of-service status
Access: Public QCMobile API, keyed by USDOT number
Access: Public QCMobile API, keyed by USDOT number
CVOR — Ontario MTOVia Document Upload
Safety rating, collision history, inspection records
No public bulk API for detailed (Level 2) records — requires the carrier's own login or authorized-agent status. Upload a CVOR abstract under Document Upload instead.
No public bulk API for detailed (Level 2) records — requires the carrier's own login or authorized-agent status. Upload a CVOR abstract under Document Upload instead.
Available — Connect to Unlock Additional Insights
CameraMaticsNot Connected
AI dashcam events, video clips for harsh events, driver distraction and fatigue detection
Unlocks video evidence for insurance claims
Unlocks video evidence for insurance claims
MVR / PSP (driver records)Via Document Upload
Per-driver Motor Vehicle Record or PSP report — violations, crash/inspection history
No bulk API exists (PSP requires per-pull driver consent + a direct FMCSA agreement). Upload under Document Upload — every upload requires a consent attestation and a human-confirmed match before it touches a driver record.
No bulk API exists (PSP requires per-pull driver consent + a direct FMCSA agreement). Upload under Document Upload — every upload requires a consent attestation and a human-confirmed match before it touches a driver record.
SamsaraNot Connected
GPS, ELD, DVIR, dashcam events
Document Upload
Upload a document
Needs Review — human confirmation required
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Confirmed
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Flags & Audit Trail
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Fleet Policy
Upload a policy (PDF)
Monitored obligations
| Ref | Obligation | Monitored as | Risk | If breached | |
|---|---|---|---|---|---|
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Compliance Check
Policy breaches
| Truck | Driver | Obligation | What we saw | Risk | Policy action |
|---|---|---|---|---|---|
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Driver Screening
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AI Assistant
Hi! Ask me anything about your fleet: who your biggest risk is this week, which trucks break the policy, or what to prioritise today.
Settings
Data Retention Policy
Applies to: —.
Note: some telematics vendors contractually purge their own source data on a fixed schedule (e.g. 6 months) independent of this setting — if Geotab purges upstream, derived scores/reports already saved here are unaffected, but new source data won't be available to recompute from until the next sync. Camera footage is not covered by this setting — it stays vendor-managed and overwritten on a rolling basis.
Note: some telematics vendors contractually purge their own source data on a fixed schedule (e.g. 6 months) independent of this setting — if Geotab purges upstream, derived scores/reports already saved here are unaffected, but new source data won't be available to recompute from until the next sync. Camera footage is not covered by this setting — it stays vendor-managed and overwritten on a rolling basis.
Metric DefinitionsWhat each score is actually measuring
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